Recently my mom and I were talking about estate planning and the topic of life insurance came up. As a single person without any dependents, life insurance has not been something that I have contemplated. She and my dad on the other hand, purchased a policy when they had their first child. Their primary concern […]

It was the Friday night of the August long weekend and I was all ready to step out the door for the start of my summer holidays when I surprisingly stepped in to a large puddle of water… in my basement. Looking further, I discovered that my three-year-old hot water tank had been leaking and […]

When I was in my mid-30s, I attended a luncheon seminar on behavioural finance, examining why we don’t do what we know we should to better manage our finances. I had the good fortune of sitting beside a bright, articulate young woman named Carolyn who was in the business of selling insurance and investment products. […]